Social Security Scheme

The main objectives of Panchayati Raj Institutions as per provision in the Article 40 of the Constitution of India

are to uphold economic development and social justice.     In order to make effective of the noble ideology, the Government of India on 15th August 1995 included the National Social Assistance Programme in the Central Budget for 1995-96 .The National Social Assistance Programme (NSAP) then comprised of National Old Age Pension Scheme (NOAPS), National Family Benefit Scheme (NFBS) and National Maternity Benefit Scheme (NMBS).  These programmes are meant for providing social assistance benefit to the aged, the BPL households in the case of death of the primary breadwinner and for maternity.  Subsequently, the National Maternity Benefit Scheme was renamed as Janani Surakshya Yojona and the implementation of the scheme was transferred to the Health and Family Welfare department with effect from 1st April,2001 .


Indira Gandi National Old Age Pension Scheme (IGNOAPS)

Under the scheme, financial assistance is provided to the selected beneficiaries as per the following

Criteria :


The amount of Old Age Pension was increased fourfold i.e. from Rs. 100/- per month to Rs. 400/- per month during the financial year, which is shared equally by the Central & State Governments. Previously the Central Government contributed Rs 75/ per person and the balance Rs 25/ was contributed by the State Government. In order to improve delivery of services the Gram Panchayat were conferred sanctioning authority, previously vested in the S.D.O.
From November, 2007, the National Old Age Pension Scheme (NOAPS) has been renamed as Indira Gandhi National Old Age Pension Scheme (IGNOAPS). The benefit of pension has been extended to all individuals who have attained the age of 65 years as on November, 2007 and are enlisted in the list of Below Poverty Line (BPL) families.

Present Position in the District



National Family Benefit Scheme (NFBS)

This scheme provides a onetime financial assistance to the families living below the poverty line, which have lost their primary bread-winner, while aged between 18 & 65 years. Suicidal Cases will not be covered under the scheme.
In the earlier years benefit of the schemes did not reach all the eligible families. With closer monitoring and taking up special drives in increasing awareness about the scheme the coverage has improved in the last two years. In order to speedy sanctioning and disbursement of the due amount the duty of sanctioning the cases was devolved on the Panchayat Samitis, which was earlier entrusted with the SDOs. 


Present Position in the District


Indira  Gandhi  National  Widow Pension  Scheme  (IGNWPS) and  Indira  Gandhi  National  Disability  Pension  Scheme  (IGNDPS)  under  National Social  Assistance  Programme  (NSAP).



A. Indira Gandhi National Widow Pension Scheme (IGNWPS)


i) Objective of the Scheme is to give finanacial assistance @ Rs. 400/- per month to all the identified pensioners who are widows of the age group of 40 years - 64 years, and from families which are below poverty line. The coverage will be universal and there shall not be any quota at any level.

ii) Eligibility criteria and requirement of documents:

To get the benefit of the scheme , following criteria need to be fulfilled by an applicant :
a) She must not be less than 40 years of age and not above 64 years.
b) She should have to be from a family which is below the poverty line.
c) She shall get the pension till she attains the age of 65 years or till her re-marriage.#
( Pradhan of the Gram Panchayat shall review the list of the widows regularly and report any case of re-marriage)


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Present Position in the District



B. Indira Gandhi National Disability Scheme (IGNDPS)


i) Objective of the scheme is to give financial assistance @ Rs. 400/‐ (Four hundred ) per month to all the identified beneficiaries who are of the age group of18 years - 64 years, with severe disability ( i.e. more than 80% disability) or multiple disabilities ( having more than one disability and at least 40% incapacitation in each type of disability, totaling disabilities 80% or more) and from families which are below the poverty line. Both male and female will be eligible to get the benefit of the scheme. The coverage will be universal and there shall not be any quota at any level.

ii) Eligibility criteria and requirement of documents:

To get the benefit of the scheme, following criteria need to be fulfilled by an applicant :
a) She/ He must not be less than 18 years of age and not above 64 years.
b) She/He should be from a family which is below the poverty line.
c) She/He shall be with severe disability (i.e. more than 80% disability) or multiple disabilities (having more than one disability and at least 40% incapacitation in each kind of disability,totaling disabilities 80% or more)
d) She/He shall get the pension until she/he attains the age of 65 years.
e) In case of any dispute related to determination of age, birth certificate /certificate of the Headmaster of the Primary / Madhyamik School in which she/he studied last / horoscope will be accepted. If the applicant did not study in a school, certificate of the Pradhan / concerned member of the Gram Panchayat will be accepted.

f) She/He shall have to produce certificate issued by Social Welfare Department of the District regarding her/his disability in support of her/his claim.


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Present Position in the District



Provident Fund For Landless Agicultural Labourers(PROFLAL)

The Scheme was introduced from 1st April 1998. All landless agricultural labourers within the age group of 18 to 50 years who are recorded holders of up to 50 (fifty) decimal of land including homestead land and major source of earnings are derived from their work as agricultural labourers are eligible for the scheme. The eligible subscribers to the scheme have to deposit at the rate of Rs.20/- (twenty) per month and the State Government contributes equal amount till such time the subscribers attain the age of 50 years. On attaining the age of 50 years, the accumulated amount along with usual interest is paid to the subscribers. If for some reason the subscriber does not find it possible to continue with the scheme, the amount saved by him along with the matching contribution of the State Government against the amount saved are refunded to the subscriber concerned. The scheme is administered by the Gram Panchayats at the village level. The Block Development Officer concerned have supervisory role in implementing the scheme.



Aam Aadmi Bima Yojana

The State Government has decided that all the existing beneficiries under PROFLAL will be covered under the Aam Admi Bima Yojana. The state and the cetral government will pay premium @ Rs 100/ each per family for each such family per year. Benfits include payment of Rs 30,000/ and Rs 75,000/ only on the event of natural and accidental death respectively. There is also provision for payment on the event of disability @ Rs 75,000/ and Rs 37,500/ based on nature of disability. Up to two children of those families, who are students of class IX to XII, will get a monthly scholarship of Rs 100/ pm through their institutions.


Present Position in the District


(Source: District Panchayat & Rural Development Officer, Purulia)